Independent Sales Reps
What you need to know about insurance!


The Outdoor Sports Insurance Program of Horizon Agency, Inc. is a one-stop shop for all your business insurance solutions.   

Outdoor Sports Insurance (OSI) provides vital product liability, and hard to write general liability insurance for much of the Outdoor, Snowsports and Bike Industries.  Through our assessment and review process, OSI will provide customized, cost-effective insurance solutions that address your company’s specific coverage needs. 

Quality and Benefits Include: 

What do the manufacturers recommend a sales representative carry for insurance?


Product Liability

General Liability


For clarity on this major exposure area (product):

Rob Martin
Outdoor Sports Insurance of Horizon Agency, Inc.